Financial CalculatorsSFS Tax & Accounting2018-03-27T18:49:08-04:00 Automobile Credit Paycheck Savings Cash Flow Home & Mortgage Qualified Plans Taxes College Insurance Retirement Automobile Lease or buy an automobile? Upgrade to a more fuel efficient vehicle? Loan vs. 0% dealer financing? Auto loan: accelerated payoff Return to Top What would my auto payments be? How much vehicle can I afford? Cash Flow What is my projected cash flow? What is my current net worth? Pay down debt or invest more? Does inflation impact my standard of living? How much am I spending? How long will my money last? What is my projected net worth? Value of reducing or foregoing expenses Return to Top How much do I need for emergencies? Should my spouse work? What is my current cash flow? Historical inflation - compare purchasing power College How much should I be saving for College? Advantages of a 529 college savings plan Can I pay back my student loans? The value of a college education? Live on campus, off campus or at home? Return to Top Advantages of the Coverdell ESA Payments on a parental (PLUS) loan? Credit How long will it take to pay off my credit card? What is the balance owing on my loan? Cash up front or payments over time? How long until my loan is paid off? Consolidate my personal debt? Impact of making extra debt payments? Estimate my credit score Return to Top What are my loan payments? Re-structuring debts for accelerated payoff Pay off debts or invest the money? Home & Mortgage How much home can I afford? Comparing mortgage terms (i.e. 15, 20, 30 year) Should I convert to a bi-weekly payment schedule? Which is better: fixed or adjustable-rate mortgage? Should I refinance my home mortgage (break even)? Should I pay discount points for A lower interest rate? Compare a ‘no-cost’ versus traditional mortgage Adjustable rate mortgage calculator Compare an interest-only versus traditional mortgage Return to Top Mortgage calculator Should I rent or buy a home? What are the tax savings generated by my mortgage? How do closing costs impact the interest rate? Insurance How much life insurance do I need? How much disability income insurance do I need? How much will I earn in my lifetime? Future value of an annuity? What is my life expectancy? Chances of becoming disabled Tax advantages of an annuity? Which Is Better, Comprehensive Plan Or High-Deductible Plan With HSA? Return to Top Needs for burial and final expenses? Long-term care insurance needs How long will my current life insurance proceeds last? Paycheck & Benefits How much is my company bonus after taxes? Convert my hourly wage to an equivalent salary What may my 401(k) be worth? How will payroll adjustments affect my take-home pay? Future value of my employee stock options? Impact of increasing my 401(k) contribution? Impact of increasing my 457 Plan contribution? Return to Top Convert my salary to an equivalent hourly wage Exercise my “in-the-money” stock options? What may my 457 Plan be worth? Qualified Plans Evaluate my company pension payout options Convert to a Roth IRA? Projected required minimum distributions? Impact of borrowing from my 401(k) plan? How much can I contribute to an IRA? Qualified plan is worth what retirement? Lump sum distribution options? Impact of early withdrawal from my 401(k)? Net Unrealized Appreciation (NUA) vs. IRA Rollover? Return to Top Retirement income from my IRA provider? Current year required minimum distribution? Maximize my employer 401(k) match? I’m self-employed, how much can I contribute to a retirement plan? Retirement Will retirement impact my living expenses? Social Security retirement income estimator When should I begin saving for retirement? How much will I need for retirement? How does inflation impact my retirement income needs? Convert discretionary expenses to savings? Compare a Roth 401(k) to a Traditional 401(K) Return to Top Are my current retirement savings sufficient? I’m retired, how long will my savings last? How much retirement income may my 401(k) provide? Savings Becoming a millionaire How long until my savings reach my goal? What will my current savings grow to? Income generated by a savings plan Save now vs. save later Calculate rate of return What is my effective annual yield? Return to Top How long will it take to double my money? How much should I save to reach my goal? How do taxes and inflation impact my return? Taxes What is my potential estate tax liability? Will my investment interest be deductible? Compare taxable, tax-deferred, and tax-free growth Itemize or take the standard deduction? Federal income tax estimator How much self-employment tax will I pay? How much of my social security benefit may be taxable? What is my taxable-equivalent yield? Return to Top Should I adjust my payroll withholdings? Capital gains (and losses) tax estimator Tax implications of paying interest? Tax refund estimator
